Steve Mardini
Steve Mardini

Steve has over 20 years of experience in the hurricane protection industry across South Florida. He specializes in impact window and door installation for residential and commercial properties, with deep expertise in Miami-Dade NOA compliance and HVHZ building code requirements.

OIR-B1-1802: The Florida Wind Mitigation Form, Explained (2026 Update): What the wind mitigation inspection checks, how the new Rev. 04/26 form changes things, and how to turn it into a smaller insurance premium

OIR-B1-1802: The Florida Wind Mitigation Form, Explained (2026 Update): What the wind mitigation inspection checks, how the new Rev. 04/26 form changes things, and how to turn it into a smaller insurance premium

The OIR-B1-1802 wind mitigation form decides your Florida hurricane insurance discount, often $300 to $3,500 a year. Here is what it checks and what changed in the new April 2026 version.

Hurricane Season 2026: Preparation Guide for Florida Homeowners: Month-by-Month Timeline and Home Hardening Checklist

Hurricane Season 2026: Preparation Guide for Florida Homeowners: Month-by-Month Timeline and Home Hardening Checklist

Hurricane season 2026 runs June 1 through November 30. Here's a month-by-month preparation timeline, a printable home hardening checklist, and the window and door upgrades that should be complete before the first storm.

Hurricane Window Film: Does It Actually Work? What Film Can Do, What It Cannot, and Why It's Not a Substitute

Hurricane Window Film: Does It Actually Work? What Film Can Do, What It Cannot, and Why It's Not a Substitute

Hurricane window film is marketed as affordable storm protection, but it does NOT meet Florida Building Code requirements. It won't stop a 2x4 projectile, won't pass building inspection, and won't qualify for insurance discounts. Here's the honest breakdown.

What a Wind Mitigation Inspection Actually Checks (and How Each Item Saves You Money): A Homeowner's Guide to the OIR-B1-1802 Form

What a Wind Mitigation Inspection Actually Checks (and How Each Item Saves You Money): A Homeowner's Guide to the OIR-B1-1802 Form

The wind mitigation inspection is the single most valuable document for reducing your Florida insurance premium. Here's what the inspector checks, what each item is worth, and how to maximize your discounts.

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