OIR-B1-1802: The Florida Wind Mitigation Form, Explained (2026 Update): What the wind mitigation inspection checks, how the new Rev. 04/26 form changes things, and how to turn it into a smaller insurance premium

OIR-B1-1802: The Florida Wind Mitigation Form, Explained (2026 Update): What the wind mitigation inspection checks, how the new Rev. 04/26 form changes things, and how to turn it into a smaller insurance premium

The OIR-B1-1802 wind mitigation form decides your Florida hurricane insurance discount, often $300 to $3,500 a year. Here is what it checks and what changed in the new April 2026 version.

What a Wind Mitigation Inspection Actually Checks (and How Each Item Saves You Money): A Homeowner's Guide to the OIR-B1-1802 Form

What a Wind Mitigation Inspection Actually Checks (and How Each Item Saves You Money): A Homeowner's Guide to the OIR-B1-1802 Form

The wind mitigation inspection is the single most valuable document for reducing your Florida insurance premium. Here's what the inspector checks, what each item is worth, and how to maximize your discounts.

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